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Halifax cuts FTB rates by up to 59bps, remortgage deals rise by up to 12bps  

Halifax has cut fixed-rate prices on first-time buyer offers by up to 59 basis points, while lifting remortgage and product transfer deals by up to 12bps.  

Highlights of its two-year offers for FTBs include a 4.84% rate at 90% loan to value, with a £999 fee, down by 59bps.  

Two-year FTB products at 5.46% at between 90% LTV and 95% LTV, with no fee, fall by 31bps.  

And five-year FTB loans at 4.55% at 90% LTV, with no fee, fall by 53bps.  

However, the high street lender has lifted selected remortgage products, including large loans, affordable housing – shared equity/shared ownership and equivalent green home offers by up to 12bps on two-year fixes at up to 60% LTV.  

It adds that selected product transfer and further advance products will also rise by up to 12bps on two-year fixes at up to 60% LTV. 

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